Housing deposit loans

You can apply for a housing deposit loan if you live in subsidized housing.

You qualify for a housing deposit loan if:

  • Your home is situated in Gentofte Kommune
  • Your home is a part of subsidized housing
  • Your home has come into use after April 1st 1964
  • Your home income does not exceed 216.241 kr. – add 38.000 kr. per child until 4 children

The loan is interest- and instalment free for the first 5 years.

 

You can apply for a housing deposit loan if:

  • Your household income and fortune does not exceed 216.241 kr.
  • Your home, according to the municipality, comply with the needs of your family
  • Your rent exceeds more than half of the household income
  • You previously have taken out a housing loan which has not been paid back

We make an actual assessment of your application, before we make a decision. The loan will have a set interest rate of 4.5 % p.a. We need to set up a monthly re-payment plan when we grant you the loan.